In my three decades in the financial markets, I’ve come to expect the unexpected. With the new year upon us, I’m sharing five predictions for the U.S. housing market that counter conventional wisdom. These ideas may not necessarily come to pass, but I’ll explain how they could materialize. Thinking about these outcomes aren’t just theoretical but can help prepare us if they, in fact, happen. 1. Mortgage refinancing will last longer than expected:Already some 11.7 million Americans are eligible or “in the money,” as they have taken advantage of decreased rates. More U.S. homeowners refinanced their properties in 2019 ... (full story)